Risk Purchasing Group for Umbrella Liability Products (for Apartment Complexes) We offer a product for Apartment complexes only. We are offering a $5,000,000; $10,000,000; $15,000,000 & $25,000,000 limit also written through Zurich North America for very competitive pricing. Most Garden style apartment complexes and high-rise complexes will qualify to join our membership program. Underlying Insurance Requirements: Best's Rating A-VII or better   General Liability: Follows Form $1,000,000 Per Occurrence $1,000,000 Personal & Advertising Injury $1,000,000 Products/Completed Operations/Aggregate $2,000,000 General Aggregate Per Location $1,000,000 Liquor Law (where applicable) $1,000,000 Employee Benefit Liability Automobile: $1,000,000 Auto Liability BI/PD Combined Single Limit for all autos Employers Liability: All States $500,000 Each Accident $500,000 Each Disease/Employee $500,000 Each Disease/Policy Limit Employee Benefit Liability:   $1,000,0000 Per Occurrence and Aggregate Program Highlights Following Form Named Insured Following Form General Liability Following Form Liquor Liability Following Form Automobile Following Form Employers Liability Absolute Pollution Exclusion Following Form Employee Benefits Liability Following Form Personal Injury Following Form Aggregate Per Location NJ State Amendatory $10,000 Coverage B Self Insured Retention Certified Act of Terrorism Retained Amount Provisions -Coverage B Disclosure of Terrorism

 
Our online quote forms are on a SECURE SERVER, and any information provided by a consumer or customer via our online forms WILL be held in the strictest confidence. No information will be shared with others.